Getting out of debt
Understand interest and build a realistic plan.
5 steps · Your progress stays in your account only.
How to understand the interest on a debt
Simple and compound interest, monthly and yearly rates, total cost: see why expensive debt grows so fast and how to compare before you sign.
How to organise overdue debts
List every debt, pay essentials and the highest-interest debts first, and only agree to installments that fit your budget.
How a credit card statement works
Learn what goes on your statement, the difference between paying in full and the minimum, how revolving credit works and why your limit is not income.
How to work out the real cost of buying in installments
Compare the cash price with the total of all installments and see, in reais and in percent, what splitting the payment really costs.
How to spot financial scams
The most common scams by phone, Pix, bank slip and WhatsApp, the warning signs and what to do right away if you fall for one.
Put it into practice
Create your free account and organise your family’s money on your phone.
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