Meu Gasto LearnInstallSign in

Terms of Use

Version 2026-10-30 · identifier 2026-10-30/bc3d7ca52ad8. Subject to legal review.

History: 2026-10-14 — initial version, under the name Namongaru. 2026-10-25 — the service was renamed Meu Gasto and the document now identifies the controller and the privacy contact. 2026-10-30 — added the optional paid plans (section 6), the identification of the provider (section 10) and the support channel; the Free plan remains available.

1. The service

Meu Gasto (formerly Namongaru) is a tool to record and plan personal and family finances, with a Free plan and optional paid plans (Plus and Pro, section 6). It is not a bank, a payment institution or financial advice, and it does not move money.

2. Account

You must provide a valid email, keep your password secret and be 18 or older. You are responsible for actions taken in your account. Tell support if you suspect misuse.

3. Families

Whoever creates a family is its owner. Owners and admins can invite and remove members. All members see the family's financial data; invite only people you trust.

4. Acceptable use

It is forbidden to try to access other families' data, overload the service, automate sign-ups, send illegal content or use Meu Gasto for unlawful purposes.

5. Free plan and changes

6. Paid plans (subscription)

6.1 Plans and prices. Paid plans, per family:

The price shown is the total charged per month, with no additions. Payment is made by card, through Stripe, a payments company. Meu Gasto never sees or stores card details.

6.2 Who subscribes. Only a family admin can subscribe, and must be 18 or older. The plan applies to the whole family. Only the person who paid can change the card, switch plans or cancel.

6.3 Before paying. Before purchasing you see the plan and the monthly price, that the subscription renews automatically every month, the date of the next charge, how to cancel and the 7-day right of withdrawal. You expressly confirm that you have read and accept these terms. Only then do you go to Stripe's payment page. These terms are available at meugasto.com/en/terms, with their version and date, for you to save or print, and the version accepted at each purchase is recorded.

6.4 Activation. The plan is unlocked as soon as Stripe confirms the payment, usually within seconds. If the payment is not completed, nothing is charged and nothing changes. You receive a receipt by email for every payment.

6.5 Automatic renewal. The subscription renews automatically every month, on the same day as the purchase, at the plan price. The date and amount of the next charge are always shown in My plan. If the price changes, we will tell you by email at least 30 days in advance, and you can cancel before the change at no cost.

6.6 Cancellation. You can cancel whenever you want, in My plan → Cancel subscription, with a confirmation.

6.7 Right of withdrawal (7 days). You can withdraw from the purchase within 7 calendar days of the purchase, without giving a reason. The period runs until the end of the 7th following day, Brasília time. To withdraw, use My plan → Withdraw purchase (7 days), the same place where you subscribed, or write to suporte@meugasto.com. In that case:

6.8 Switching plans.

6.9 Payment failure. If a renewal cannot be charged, Stripe tries again for up to 7 days, and you receive an email to update your card in My plan.

6.10 Refunds and disputes.

6.11 Your data when the plan ends.

6.12 Tax document. The supplier is responsible for issuing any tax documents required by law for the subscription, in the form and within the time limits provided. Where a tax document applies, it will be sent to the payer's email. The receipt sent by Stripe is proof of payment but is not a tax document. If issuing it ever requires any of your data that we do not ask for today, such as your CPF, these Terms and the Privacy Policy will be updated first.

7. Liability

Calculations depend on the information you record. Check them against your statements regularly. The service is provided "as is", with ongoing effort on availability, security and backups, without a guarantee of uninterrupted operation.

8. Termination

You can delete your account at any time in Settings. If you pay for a subscription, it is ended before the deletion (section 6.11). We may suspend accounts that violate these terms.

9. Governing law and venue

Brazilian law applies, including the Consumer Protection Code and the LGPD. You may seek your rights in the courts of your domicile.

10. Who provides the service and contact

Meu Gasto is provided by Geovane Santos Freitas, an individual.