Starting from zero
For anyone who has never organised their money.
5 steps · Your progress stays in your account only.
How to organize your money from scratch
Write down everything for 30 days, split it into income, fixed bills and day-to-day spending, and pick one small first goal.
The difference between balance and available money
Your balance is what is in the account today. Available money takes out what is already spoken for: upcoming bills, the card statement and installments.
How to know how much you can spend
Take today's balance, subtract what is due before your next income and a safety margin. Then divide what is left by the days remaining.
How to build a family budget
Add up your household net income, list fixed and variable costs, set aside savings first and check in every week.
How to organize your monthly bills
List your fixed bills with their due dates, move due dates close to payday and mark each bill as paid.
Put it into practice
Create your free account and organise your family’s money on your phone.
Create a free account